Credit Analyst (Finance, Remote)

Job summary

The role involves analyzing credit flows and lending strategies within the Retail Finance B2C sector, focusing on optimizing performance and risk management across Nordic markets.

Qualifications

• 3–5+ years of experience in credit analysis or a related analytical position.
• Proficient in SAS and/or SQL or similar programming languages.
• Degree in statistics, mathematics, economics, systems science, or a related field.
• Ability to structure complex tasks and communicate findings effectively.
• Proficiency in English, both written and spoken.

Responsibilities

• Evaluate incoming credit flows and assess the impact of lending strategies on risk and profitability.
• Identify opportunities for optimization in credit processes.
• Prepare decision materials for the Credit Committee and conduct simulations and scenario analyses.
• Explore new data sources to enhance credit assessments.
• Collaborate with the central analytics team to improve decision-making processes.

Skills

• Strong analytical skills with a focus on data-driven decision making.
• Excellent communication skills for presenting complex information clearly.

Education

• Bachelor's degree or higher in a relevant field such as statistics, mathematics, or economics.

Tools

• SAS, SQL, and other analytical software.